Citi Custom Cash℠ CardSummary List Placement
Review: Is the Citi Custom Cash card the best credit card for you?

There are lots of excellent cash-back credit cards on the market, and they all earn rewards in slightly different ways. Some cards earn a flat rate of cash back on all purchases or extra rewards in fixed categories, and others have rotating bonus categories that change every quarter.

The new Citi Custom Cash℠ Card takes a different approach. Cardholders earn 5% cash back on up to $500 in purchases in the eligible category they spend the most in each billing cycle (then 1%), and 1% on all other purchases.

The categories that qualify include common expenses that should appeal to just about everyone: restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.

Read more: The new Citi Custom Cash credit card just launched with a $200 bonus and 5% back in your top spending category

For a card with no annual fee, the Citi Custom Cash℠ Card offers a generous welcome bonus: Citi Custom Cash℠ Card. Because the card earns cash back in the form of Citi ThankYou points, you’ve got flexibility in how you redeem your rewards. Not only can you redeem Citi ThankYou points for cash back, but also for travel booked through Citi, gift cards, merchandise, and — if you also have the Citi Premier® Card or Citi Prestige® Card — transfers to Citi’s airline partners.

The Citi Custom Cash℠ Card is a good choice if you don’t want to keep track of rotating bonus categories, especially if your highest spending category changes from month to month. It’s also worth considering if you already have a lot of …read more

Source:: Business Insider


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