Regulators and whales align as the ETF XRP enter the institutional care center
XRP has seen a mixed response at the end of 2025, with its price falling 1,376% to $ 2.78 in the last 24 hours amid increasing institutional interests promoted by regulatory clarity. The United States Stock Exchange and Securities Commission (SEC) reclassified XRP As a digital product in August 2025, significantly reducing regulatory uncertainty and facilitating an increase in institutional investment. This change encouraged companies as amplify Investments, a US asset manager. With $ 12.6 billion in assets, to request an ETF of monthly option from XRP with the SEC, seeking approval for a November 2025 launch. This ETF would assign 80% to the XRP instruments and 20% to the treasure bonds or the assets in cash, which reflects the institutional adoption. broader of cryptocurrencies in a regulatory environment after July 2025 [1].
The institutional adoption has been underlined by Gumi Inc., an important tokyo -based technology company, which announced an XRP investment of $ 17 million between September 2025 and February 2026. This movement is expected to be backed by SBI Holdings, improve the use of XRP in cross -border payments through Riplenet and could be the confidence of the market among the Japanese corporations. [1]. Meanwhile, the block chain that supports XRP, XRPL, reported a capitalization of RWA record (active real world) of $ 131.6 million to the second quarter of 2025, fed by high -profile touched assets launches, including the Ousg Treasury Fund funds and the Digital Doctor of Gugguenheim of Ondo. [1].
Whale investors have also demonstrated confidence in XRP, with Santimental data showing that the whale addresses have between 10 million and 100 million XRP added 340 million coins in just two weeks. This accumulation highlights the growing institutional interest in the asset, despite prices volatility and the reduction of short -term network participation metrics. Analysts have noticed a significant decrease in XRP price correlation with Bitcoinfalling from 0.81 in July 2024 to 0.58 in August 2025, suggesting that XRP moves more and more independently of broader tendencies of the cryptocurrency market [1].
Steven McClurg, CEO of Canary Capital, highlighted the unique position of XRP in institutional finance, noting that it occupies second place only by Bitcoin in recognition among the largest wall street financial institutions. McClurg also predicted that XRP ETF spot could attract $ 5 billion in tickets within its first month, overcoming Bitcoin’s launch figures and Ethereum ETFS. This projection underlines XRP’s growing attraction in institutional investment portfolios and its potential to remodel the ETF panorama of cryptocurrency [1].
Despite the recent price decreases and the whale sales activity, such as an exit of $ 6 billion wallets since mid -July, the institutional adoption of XRP seems robust. This has led to discussions about the potential of products quoted in the stock market (ETP) linked to XRP, and industry analysts offer divergent opinions about the implications of such approvals. Meanwhile, the presence of the XRP market is being further reinforced by its role in Stablecoin’s ecosystems, with Ripple Rlusd achieving a market capitalization of $ 65.9 million in the XRPL at the end of the second quarter of 2025 [1].
At the same time, capital is increasingly changing towards the solutions of Ethereum layer 2 (L2), such as the referee and Optimismdriven by deflationary mechanics, high paid yields and gas efficiency gains. Ethereum L2S prosecuted more than 60% of the total transaction volume of Ethereum in the second quarter of 2025, with ETF Ethereum that attract $ 13.3 billion in tickets, surpassing Bitcoin. This trend reflects a broader capital reallocation of XRP to high reward, promoted by Ethereum’s structural advantages and the growing institutional adoption [2].
Fountain:
[1] The XRP price falls 1,376% in the surge of institutional investment (https://www.ainvest.com/news/xrp-price-dropps-1-376-institutional-investment-surge-2509/)
[2] XRP volatility and ETH L2 (https://www.ainvest.com/xrp-volatility-eth-l2-surge-navigating-reallocative-Opportunities-2025-2508/) arises)